Homeowners

Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic California homeowner’s insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability

You can also add supplemental policies such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Earthquake policies
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)

The needs of every home owner are different and your home insurance policy should reflect that.